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Rate Shopping? Below are non-misleading outside source 'National Average'** mortgage rates actually delivered to real borrowers within the past week across the U.S.. Please keep reading for more invaluable "Rate Quote" information:
FYI: We do offer better than average retail rates as well as wholesale rates to highly qualified borrowers!
Contact Us for Details!

Want more information?!
Read our FREE
FYI: Long-term mortgage rates are determined by Mortgage Backed Securities (MBS) that react many times inversely to stocks (ie: Stocks Up, MBSs Down = Mortgage Rates Up).
Refresh you Browser for Updates
We Highly Recommend -Educated Consumers read the following ...
Fact: Published, Quoted and Web posted mortgage rates are nothing more than plain old fashioned Advertising - designed to get borrowers into the loan process.
There is Absolutely No Guarantee the Advertised or Quoted Rate will be honored.
Mortgage rates are Program Specific, Borrower Specific and adjust constantly throughout the day based on market conditions - just like stocks.
Only a detailed analysis of Your specific information can result in accurate program placement. Then and only then can appropriate rate information be determined.
Contact one of our Mortgage Specialists for your FREE mortgage financing evaluation.
We "Shop" on Your behalf!
Looking for a " No Cost", " Flat Fee" or even " Wholesale Mortgage" loan? Click Here
**The above displayed "National Average Mortgage Rates" are provided by HSH. These rates are derived daily from 200 objectively surveyed lenders ... as opposed to advertised and possibly misleading rates offered or promoted by less sincere lenders and/or other rate sources. Please contact your State Street Mortgage Specialist for program specific rates of interest available for Your customized mortgage financing. Rates and points are subject to change without notice and may vary based on mortgage product, the creditworthiness of the individual borrower and other loan specific information.
Website Services:
 WebSiteAndBloggerServices.com
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The Mortgage Specialists of State Street Mortgage are real people that will actually answer the phone and meet you in person if you visit our office. We combine our resources and work as a team to provide you with the best available mortgage products and services.
“Representing Your Goals in the Market of Mortgage Finance”
Every one of our team members is completely knowledgeable in all aspects of residential mortgage lending products ... Conforming, FHA, VA, IHDA, Rural Development and Specialty or non-conforming wholesale mortgage programs.
We want to know more about your individual needs so that we can find the specific program that will best achieve your goals. Many times our customers want to know more about us as well.
What are people saying about our services?! Click here: Testimonials
The following personal information about each of our team specialists is designed to introduce the people that will be personally working on your behalf:
Bill Clanton
Brad Phillips
Ed Stanaker
William Steele
Mark Vickroy
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Bill Clanton
Bill is a Senior Mortgage Specialist and managing partner of the State Street Mortgage DeKalb, Cook, Lake, Winnebago, Boone, Ogle and Lee County area office. Bill resides in Sycamore with two lovely daughters & one active son. Bill brings many life experiences to the customers of State Street Mortgage. In addition to Bill's expertise in the mortgage market, his past employment experiences include seven (7) years of law enforcement ( www.FOP.org & www.AFSCME.org) and two (2) years as a judicially appointed Court Appointed Special Advocate (CASA) investigating and advocating for the best interests of abused and neglected children. When not in the office, Bill can be spotted on his Harley Davidson Road King Classic, bouncing between AYSO soccer fields on game days, visiting the mountains, rain forest and beaches of Central America, riding roller coasters or occasionally jumping out of a perfectly good airplane.
519 W State Street (IL Route 64 / North Ave. at IL Route 23) Sycamore, IL 60178 Phone: (815) 899-0917 Fax: (815) 899-7647
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Brad Phillips
Brad is a Senior Mortgage Specialist and managing partner of the State Street Mortgage Yorkville and Kendall, Kane, Dupage, Will County area office. Brad resides in Oswego, Illinois with his wife and three daughters.
Brad brings a long history of business achievements that center around the common theme of financing and customer service. In addition to Brad's expertise in the mortgage market, he is a licensed investment advisor and insurance agent with employment experience as a financial officer and insurance agent for Country Companies; vice president & manager for several area mortgage lenders; stockbroker for Blinder Robinson; accounting supervisor for First Florida Bank; and accounting clerk/crew chief while enlisted in the United States Air Force.
When not in a business suit, Brad can be found at builder material auctions buying supplies for rehabing his current foreclosure property, wearing a Sponge Bob Tshirt while at the go-cart track with his daughters, riding roller coasters, piloting an ultra light or occasionally jumping out of a perfectly good airplane.
691 N Bridge Street (IL Rt 47 at IL Rt 34) Yorkville, IL 60560 Phone: (630) 882-8050 Cell: (630) 330-6345 Fax: (630) 882-8051
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Ed Stanaker
Ed Stanaker is a Mortgage Specialist based out of State Street Mortgage’s Yorkville and Kendall County area office. Ed and his wife are frequently visited in their Ottawa, Illinois home by their four children and three grandchildren.
Ed has over 25 years of sales and finance experience following his duel Masters degrees in Biology and Retail Management obtained while attending Southern Illinois University. Ed’s past accomplishments include being recognized as the 1984 Joliet Illinois Man of the Year and in 1983 being the first coach in 51 years to take an Illinois Little League baseball team into the Little League World Series.
Ed combines his “lifetime” of experience and his natural reassuring demeanor into a positive mortgage experience for all his customers … with a majority of these customers calling Ed their ‘friend’ after the mortgage loan is completed.
When not in the office Ed is an avid golfer, a year-round fisherman with his sons and close friends, and an expert avoider of loose gravel and seasonal salt while driving his beloved candy apple red 1989 Mercedes-Benz 560SL "whacked" convertible.
Click here for: Testimonials
691 N Bridge Street (IL Rt 47 at IL Rt 34) Yorkville, IL 60560 Phone: (630) 882-8050 Fax: (630) 882-8051
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William Steele
William is a Senior Mortgage Specialist and manager of the State Street Mortgage Indianapolis, Indiana office. He is a graduate of Indiana State University having majored in Communications with a minor in Business.
William brings a wealth of mortgage industry experience to the clients of State Street Mortgage having spent 10+ years as a wholesale account executive and mortgage consultant in the mortgage secondary market working with some of industries best known names such as; Goldman Sachs, Univest, The Clayton Group, Mortgage Professional Services, AGS Financial, J.A. Bandy Mortgage Services, Equity Mortgage Corporation, Downey Savings and Loan, Midwest Funding, VirtualBank and other state and federally chartered mortgage banking institutions funding Conventional-Conforming, Non-Conventional Jumbo, Super Jumbo, Option ARM and Interest Only mortgage programs through broker conduits.
216 E County Line Road (I 31 at IN Route 135) Indianapolis, IN 46227 Phone: (317) 418-5269 Fax: (317) 884-2753
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Mark Vickroy
Mark is State Street Mortgage's Senior Loan Coordinator ensuring all State Street Mortgage borrowers recieve the highest quality service during the mortgage process. Mark resides in Newark, Illinois with his son while his daughter attends Quincy University.
Mark is a graduate of Western Illinois University with a degree in Music Education. A teaching position in Plano, IL brought him to the area 25 years ago. Since his teaching days, Mark has embarked on a successful career in finance and sales. Mark has built his large and loyal base of satisfied customers by utilizing his skills as a teacher in conveying and implementing sound financial information and personalized financing solutions.
When not in the office Mark stays busy as the Choir Director of the Plano Methodist Church and as an avid golfer where he is regularly out-driven off the tee by his son.
Click here for: Testimonials
Want Instant Answers to your Questions or Help with this site?! Live Chat with a State Street Mortgage Specialist!
State Street Mortgage of Illinois and Indiana Phone: (815) 899-0917 Fax: (815) 899-7647
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